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An explanation of a robo-advisor and how it can help you manage the investments in your retirement account

TL;DR: A robo-advisor is an automated investment system that manages your investment portfolio based on your goals and risk preferences. Using a robo-advisor such as Crecer makes it easier to manage the investments in your retirement account so you don’t have to spend a lot of time trying to figure out which investments to buy.

Choosing the right investments can be time consuming and stressful. The markets change a lot and as you get older you may want to adjust the mix of investments you own to prepare for your retirement years. A robo-advisor will create an investment portfolio based on your financial profile and automatically manage the investments on your behalf.

Here is a summary of some of the advantages of a robo-advisor:

  • Investment portfolios based on your personal investment preferences

  • Investment system that automatically manages your investment portfolio

  • Can be a cost-effective option compared with some human financial advisors

  • Signup process is all online with access directly from your mobile device

Crecer is a modern robo-advisor designed for long term investing in retirement accounts. Crecer’s team of experts has built an automated system that will match you with an investment portfolio that aligns with your financial profile.

For more information on Crecer’s investment strategy check out: https://crecer.app/plans#investment-strategy

Creating a retirement account with Crecer is fast and easy. Here are the steps:

Step 1: Create your Crecer Roth or Traditional IRA in just a few minutes: https://crecer.app/signup

Step 2: Decide how much you want to contribute to your retirement account. You can make deposits directly from your bank account or ask your employer to set up a direct deposit from your paycheck.

Step 3: Crecer’s investment system will automatically start investing your funds in a portfolio that is specific to your financial profile.

Conclusion: A robo-advisor like Crecer can help you quickly get setup with a retirement account and save you time by automatically managing your investments for a fee of $5/month or 0.30% annually¹.




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¹The $5/month account fee is waived if the account balance is less than $1,000 in a given month. The fee will switch to an annual price of 0.30% of the account balancewhen the account reaches a balance of $20,000. There are additional fund fees for the investments we purchase for your portfolios that can be up to 0.045% of theannual account balance. The fund fees are typically deducted from the fund performance and not billed to the client directly.